My house has been buckled down this year. My wife needs to go back to school for a promotion she wants and we've been working on paying off her student loans she's had for about 10 years now.

We cut cable [[zero regrets there), I don't eat out anymore, and we've put all large spending wishes on hold until we pay off the student loans.

Mr. Money Mustache can help quell your spending urges: http://www.mrmoneymustache.com/