Sounds like you are nowhere near retirement, Patrick. I would love to retire at the very instant I become eligible to do so, but I really don't see how I will be able to afford it.
And, not to thread-jack, but once the majority of my generation reaches the age where we should be able to collect Social Security, not only does that collection sound unlikely, I half-way expect that, instead of a check, they will issue an invoice.
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