I just want to pick up on one point: "end of health care coverage for future retirees."
I saw an article that OPM [[Federal Office of Personnel Management which is responsible for federal retirees) said that the current number of federal retirees keeping their health benefits is an 'unsustainable' [[expense).
More and more governments, corporations, etc. want to get retirees off of their employer sponsored plans [[e.g. BC/BS) + Medicare A and get them on to Medicare A, B and D. A, B, and D cost the employer zero dollars for a retiree. A family health care plan for Mr. & Mrs. Retiree isn't cheap, even if the employee shares say 25% of the cost.
Maybe for 'empty nesters' with one spouse 65 and another 62: Medicare A, B, and D for the 65 year old and Obamacare for the other [[until he or she turns 65). If the 62 year old has health insurance coverage through his or her employment, then the employer of the 65 year old is off the hook.
I see more and more movement to transfer the health care expenses of retirees to Medicare and away from their employers.
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