"Affordable housing" is a politically loaded term. High property taxes, restrictions on building, zoning, and licensing all make housing less affordable. Just wait until interest rates return to their historic norm. A lowering of our standard of living since 1978 combined with more upscale housing expectations and mandated requirements do make housing less affordable. "Affordable housing" though has more to do with subsidizing housing and corporations profiting from this arrangement. Paying off student loans has ironically even been pitched as necessary so young people can afford to borrow money for their first house. In other words, an indirect subsidy to the housing industry. The USSR's constitution gave everyone a right to housing. It was pro-active in the way Obama wanted to change our Constitution. If we want to have even more of a housing problem, copy the Soviet Union or California's housing initiatives.