"white folks created the ghetto": racist housing policy in chicago, detroit also?

[mwilbert]

There was extensive redlining in Detroit, and so people had to use land contracts since normal mortgage financing was often not available. Whether the land contracts themselves were abusive is arguable. Certainly the redlining wasn't done by blacks. But I would argue this was only a small part of the creation of ghettos--large parts of Detroit had deed restrictions, and of course real estate agents did a lot of steering as well. And differences in economic opportunities were and still are the biggest issue.