I can agree on your term of naivety. I find that I must refrain from responding to such extreme naivety or, [[love that phrase you put forth)
"the permanence of their optimism", in a paternalistic way.
It just becomes a bit disingenous when offered up as a disinterested factual description the OP is looking for. I for one would not want to base decisions of my personal and investment safety on such seemingly biased personal viewpoints.
Bookmarks