My daughter's family moved to a southwestern state last year after short selling their home. Her credit score will be trashed for 7 years and she made all the payments on time. They're in an apt complex where the noise is terrible. She works but her husband is a leech who could make more flipping burgers than at his current "job". So they're stuck for now unless they hit the lotto.

I'm recently retired with no mortgage and thankfully no need for a job. Very lucky compared to most. Our home is comfortable but the assessment is ridiculously out of line with street value. We are staying put.