You can’t avoid seeing them in metro Detroit. LA Insurance shops pepper the strip malls of metro Detroit like pizza and pay day loans shops. EVERYONE APPROVED! $199! Incidentally, they are a Royal Oak-based Insurance company backed by a NC underwriter, and not from LA.



But how would thousands of financially-strapped working stiffs, city and burbs, get to their stagnating-wage jobs in this near mass transportation-less metro without them? In that odd way LA provides a service, while making a tidy sum for the price of printing.

The Michigan Legislature appears near to slamming the door on that by issuing visibly different license plate or tags—you’re welcome to drive around as long as you wear this scarlet letter.

What will the consequences be?

State developing 7-day license plate for insurance crackdown

[For those not from Michigan, no-fault it is the law that requires all car owners to insure their cars for injury and liabilities. Driving your car without that insurance is illegal. To be able to get plates and tabs, one must show proof that the vehicle is insured.

LA Insurance found a gray-area niche market created by Michigan’s no-fault law by selling 7 day insurance policies, allowing the financially strapped enough time to show proof of insurance allowing them to get plates for their cars. A large percentage of the insured drop their coverage for the remainder of the year, then buy another 7 day ‘pass’ when the tags expire.]