when these 3,000 to 4,000 sq. ft. homes in these neighborhoods go cheap, unfortunately neither the purchaser or the bank factor in the cost to maintain and heat these older homes, eventually straining the owner, with a decline in maintenance to follow and likely loss of value.........

just because you can afford a $100,000 old school tudor with 5 bedrooms and 3000 sq. ft., doesn't mean you can maintain it....