It's a variety. Much of what you mentioned, plus pearls.
I would think any reputable jeweler would give you a fair percentage of the current price of gold or silver but I would go to several. As far as costume jewelry, look for makers marks and do a little research beforehand. Eisenberg, Hobe, Miram Haskell, Weiss, Coro are sought after and of better quality. Also Trifari, Sarah Coventry even some Avon.
Yep. Excellent sterling silver too can be made these fine makers.
I've seen tarnished items at estate sales/ resale shops for near nothing in price. A good shine-up and you have a nice item. And yes Avon use to sell some very good silver items.
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