""WASHINGTON [[AP) -- Top federal and state officials on Monday announced a broad crackdown on mortgage modification scams, accusing "criminal actors" of preying on desperate borrowers caught up in the nation's housing crisis.

Government officials say scammers are seeking to take advantage of borrowers in danger of default by charging them upfront fees of $1,000 to $3,000 for help with loan modifications that rarely, if ever, pay off.""


http://finance.yahoo.com/news/Govern...=TBD&ccode=TBD

I can't think of a lower form of life, that would intentionally prey on folks on the verge of losing their home. Despicable. Same as those preying on out of work folks with promises of jobs in exchange for funds.