People I know who live on Harbor Island have actually had their yards, driveways, and basements underwater for a couple of months now.

Along the northern Lake Erie shoreline in Essex Co. Ontario where my mother's family is from, recent years have seen a lot of well-off Canadians, particularly from the Toronto area, come in and buy a bunch of old summer cottages, tear them down, and replace them with large expensive homes directly on the lakefront. Now they have waves breaking in their yards on windy days. My family's place on the other hand is atop a large bluff and there would have to be an ark floating on any flood big enough to reach it.