The word of the day brought to you by the smart ones at Harvard.

The study is showing real estate values being driven by people moving to safer ground.

In Miami properties on higher ground are increasing in value faster then those closer to the waterways.

California properties that are not in a supposed fire zone are increasing in value.

But with coastal insurance rates jumping from $500 a year to $5000 a year I think the insurance companies will be the driving force as to where one lives.

Considering Detroit is low risk comparatively from natural disasters it may become the safe place to move to.