MclPor: Thanks for the tip on loan modification. I'll have to look into that.

Grumpyoldlady: I left out that there were errors on our report as well, including that he shortchanged us over 200 square feet as compared to our 2007 appraisal, which is quite interesting because my wife says she never saw him measure any of our rooms. I'm already starting to check into what state agency or group I can file a complaint with.