People expecting help simply won't get what they expect.....

Claims paid out by the Federal Emergency Management Agency [[FEMA)
— are separate – from payments made by National Flood Insurance Program [[NFIP)

Rainwater flooding OVERground on land is very very very different
from Sewer Drain flooding UNDERground via piping.

FEMA officials acknowledge sewer backups
are not covered under the insurance program
http://www.fema.gov/disaster/4195
Water entering your house from sewer pipes
is not “flooding” under the official
federal insurance definition.

National Flood Insurance Program [[NFIP).
http://www.fema.gov/media-library/as...ts/272?id=1404