Disingenuous Defined

[Detroitej72]

But, on a related note, how do homeless people get medicaid or social security checks? Do any missions act as a free address for them?

Good question. Maybe they don't receive anything?

Perhaps someone can shed some light as well as a source for the answer.

[Lorax]

Ok. Lorax, don't go over board now. Have yahoo map show you banks in Detroit and you'll get over 400 hits.

But, on a related note, how do homeless people get medicaid or social security checks? Do any missions act as a free address for them?

Banks require an address, and an account in most cases to cash checks.

Assuming the person is homeless, and receives disability, SS, or even a check from a family member from time to time, they have conveniently located payday loan stores which charge loan shark rates to cash checks, sometimes 30% of the face value of the check.

There are other places that will act as a clearing house for checks, the only missions I've heard of that do this have their own requirements- usually mandatory two hours of prostlytizing about Jesus before cashing any checks, then ask for a tithe, usually 10%.

I find it hard to believe Detroit has that many banks, but still, you need an account, and an address to do business there. You can always cash a check drawn on a particular bank, but usually have to show ID, and fingerprints.

[mjs]

I believe cashing a check without an account or opening any bank account now requires ID and fingerprints under Federal Law meant to combat fraud and terrorism. Once its apparent the account or check has been used as part of a crime, the fingerprints have already been taken. I don't see how Payday would be exempt from this requirement or why they would want to be.

[Lorax]

I don't think payday would be exempt from any of it, but they aren't banks, and don't require an account or address to cash checks, which I think was the original issue.

[ccbatson]

Medicaid pays providers, not patients. If a person has not been gainfully employed in the past, they will not have any SS benefits to collect.

[jams]

That's why so many liquor stores cash checks, very few questions.

[jiminnm]

If Amex wants to pay me $500-700/year to use that card, it's OK with me.

[Lorax]

Medicaid pays providers, not patients. If a person has not been gainfully employed in the past, they will not have any SS benefits to collect.

Who mentioned Medicaid?

If they worked enough to satisfy the minimum requirement, they will get a check later in life. It doesn't take that long. You would have to have not worked 99% of your adult life to not receive a SS check.

[mjs]

You mentioned medicare in post #24 and I misspoke calling it medicaid in post #25.

[Lorax]

I meant to mention Medicare.

There is a difference between the two.

Medicaid is for the destitute, any payments would be to the health care provider. It is a means-tested system, administrated by individual states.

Sadly, more than 60 percent of those who qualify for it are deemed ineligible, since each state has it's own criteria.

[mjs]

What I had meant about how do homeless people get government checks wasn't how do they cash them, but rather how do they receive them if they don't have a mailbox.

[jiminnm]

If they worked enough to satisfy the minimum requirement, they will get a check later in life. It doesn't take that long. You would have to have not worked 99% of your adult life to not receive a SS check.

In order to qualify for S/S, a person has to have worked for 40 quarters or be married to someone who has qualified to receive S/S.

[rb336]

that is ten years, from 16 - 68 is 52 years, so 1/5 of your working life

[ccbatson]

Yes, if they work the minimum years [[as Rb pointed out...huh?? Rb??) they will get a minimum SS check. Perhaps they pick them up somewhere if they have no permanent residence/address.

[mjs]

They calculate your payment using your AIME which is an average of your 35 best years so if you only worked 10 years, they average 25 zeros in there. They then apply your AIME to a regressive payment formula so a guy with double the AIME of another guy may not get a check twice the size.

http://www.aarp.org/research/socials...59R.html#THIRD

[ccbatson]

"Only" ten years? Have you known many homeless people? Most [[not all) haven't come close to that.

[Detroitej72]

"Only" ten years? Have you known many homeless people? Most [[not all) haven't come close to that.

You've done a scientific survey on this?

[ccbatson]

I haven't...others have.

[ccbatson]

Coalition on Homelessness and Housing in Ohio [[2006-09-17). Homelessness: The Causes and Facts. Retrieved 2006-05-10.

An often hidden statistic as it doesn't serve the agenda of liberals.

[mjs]

Which specific line supports a theory that homeless people never worked 40 quarters in their lives?

[1KielsonDrive]

Gotta love that Cc Bats. [[S)he - it, is practiced at the art of hit and run stand-up. A quick little glib comment and off to the anonymity of the web. Do you really say anything Cc? One liners???? Try the Comedy Castle. There must be a demand for ?right-wing?, neo - stand up comics. Or maybe even a heckler with some cool and witty sounding gibes. How many posts have you today? Is it a record?

[Bobl]

Now, good people, back to the thread:
Disingenuous Defined

[Sstashmoo]

Batts with almost 2200 posts already LOL

[ccbatson]

Yes, it is mentioned in that link that "most" homeless people cannot hold down a job for any length of time. From there, they spin into how that is somehow not the individual's responsibility.