So now in the future the city is going to have to offer a higher wage ,because the mode of working for lower wage but secure in your retirement will no longer be a factor. Good help will be indeed hard to find.

Short term gains.

So now in the future the bond holders will coincider COD high risk and higher interest will have to be paid to make the investment attractive.

Short term gain.

When we want it now we pay the price in the future tenfold,you are going to get what you asked for and pay dearly for it long term.

But no worries if it all goes south so can you all it takes is a Uhaul.