It helps to be flexible when buying car insurance in this town.
The yogis call it a "Forward Fold".
Better to use someone else's address. It is getting quite quaint to have an out-of-state plate in some neighborhoods, it seems.
Sorry. This is a racket. The only way to break it, as far as I can tell, is to create a Credit Union and put everyone's vehicles into a pool self-insured by everyone's assets. There remains a self-insurance clause in the law, as far as I know. Large corporations take advantage of it. I'd guess big trusts would, too.
Cheers.
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