Detroit Car Insurance Insanity

**izzyindetroit** · February-20-12, 11:44 AM

Originally Posted by CLAUDE G

Its not right that they charge people who live in Detroit a higher rate due to the area.

No kidding. As a 24 yo male I moved from Ypsilanti to Detroit [[Woodbridge) to be closer to work. A difference of around 30 miles less commuting each way. My 85 Mercury Cougar was about $700/year prior to the move, for just PLPD. When the INS company recieved the news that I had moved they wanted $1900 for the same coverage, even though I was in walking/biking/busing. Granted my driving record isn't the greatest. I was on the phone with the INS company for over an hour arguing with them. They finally agreed to keep my previous rate for 6 months, then they said they didn't want me for a customer anymore for the 6 month period.

**Zacha341** · February-20-12, 12:07 PM

Yeah, welcome to the Detroit "fee"... That's way too much for an 85 year model car... some independent restaurants and carry outs even charge [[or attempt) an extra dollar or two when you use your debit card! These businesses get an earful when they attempt that with me! Try the broker I referenced in a response above. And above all DO NOT let your insurance lapse. Then the price will be even more!

Originally Posted by izzyindetroit

...My 85 Mercury Cougar was about $700/year prior to the move, for just PLPD. When the INS company recieved the news that I had moved they wanted $1900 for the same coverage...