It's divisive and confusing. I just visited the site and copied the following: "The maximum out-of-pocket costs for any Marketplace plan for 2014 are $6,350 for an individual plan and $12,700 for a family plan."
My question is: If this limit is real, would relatively healthy or young forum members benefit by choosing the lowest coverage, the "bronze" plans? A hospital stay would cost less, out of pocket, once the limit is reached, in a day or two. Am I missing something? What would be the advantage of a gold or platinum plan? Please, no political posturing or dogma.