Quote Originally Posted by mikeg19 View Post
If taking into account where one lives, would someone in downtown who lives in a gated complex [[Riverfront Apartments) pay less than someone who parks on Woodward in brush park? Or do they not get that complex in the calculation?
I agree with jt1. When I switched to AAA from MEMIC a few years back, my rates were cut about in half.

The agent, Alma Miller in the Dime Bldg., [[now retired) said, IIRC, they looked at the exact location rather than the broader area. I know she also told me that they considered a person's credit score. She said that there was a significant correlation between a higher score and lower claims.