Zacha,

Actually switched from Pioneer to Allstate. Auto coverage was about the same, but saved about $400 on our home insurance. Also, perhaps its because we are with Allstate, but we buy their towing service for $50 a year for both my wife and I. As taxable value continues to drop, and with our NEZ designation, our property taxes also prove to be very competitive, if not amongst the cheapest in the region. Detroit has grown increasingly more affordable over the last decade, with houses now cheaper than ever too!