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I don't live in a penthouse, but the 2nd floor of a 3-story walk-up. I agree it's woefully over-priced, but it's near everything and allows me to walk a lot. I don't want to give that up.

I...

What am I doing wrong? I average about $25/hour. I'm single, no kids, and I barely get by. I couldn't imagine making less and having 2 kids to support. At this point even getting a dog would be a...